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State Farm® Insurance Agent

Peggy Karolak

Peggy Karolak Ins Agency Inc

Office Hours

After Hours by Appointment

Address

928 Amchester Drive
Amherst, OH 44001-1254

Liberty Bell Plaza across the street from Tractor Supply

Profile photo of a State Farm Agent named: Peggy Karolak

Would you like to create a personalized quote?

Office Info

Office Hours

After Hours by Appointment

Call or text us 24 hours a day!

Contact me to schedule a virtual meeting

Address

928 Amchester Drive
Amherst, OH 44001-1254

Languages

English, Spanish

🍂 Welcome to Peggy Karolak State Farm in Amherst, OH

As the leaves begin to change and fall settles in, it’s a great time to take a fresh look at what matters most. Just as the season brings changes to our homes, routines, and priorities, your insurance needs can change too.

Whether you’re protecting your home and belongings, preparing for what’s ahead, or making sure your family is covered, my team and I are here to help you understand your options. Our goal is to provide personalized guidance and dependable service so you can head into the season with greater confidence.

🤝 Your Local Amherst Insurance Team

With over 35 years of combined insurance experience, our team proudly serves individuals, families, farmers, and business owners throughout Amherst, Wellington, Lorain County, and communities across Ohio.

We can help with:

  • 🚗 Auto Insurance

  • 🏡 Homeowners, Renters & Condo Insurance

  • ❤️ Life Insurance

  • 🚜 Farm Insurance

  • 💼 Business & Commercial Auto Insurance

  • 💎 Personal Articles Policies

👋 About Me

Hi! I’m Peggy Karolak, and I’m passionate about helping people protect what matters most.

My husband, Dave, and I are proud parents of our son, Trace, who is pursuing his MBA in Risk Management at Bowling Green State University.

When I’m not in the office, I enjoy boating with family and friends, golfing, gathering around the dinner table, and making memories with the people I love. Those moments remind me why helping customers protect what’s important to them is so meaningful.

🍁 A New Season Is a Great Time for a Review

Fall is a natural time to check in on your insurance, especially if you’ve purchased a home or vehicle, made home improvements, added valuable belongings, started a business, or experienced changes within your family.

Whether you need a quote, have questions about your current coverage, or simply want to review your options, our Amherst team is here to help.

📞 Call, text, email, or stop by our Amherst office today.

We look forward to helping our neighbors throughout Amherst, Wellington, Lorain County, and across Ohio protect what matters most—this fall and all year long. 🍂

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Investment Services, Annuities

The benefits of having an insurance agent

An insurance agent can help explain the different types of insurance, identify options that may align with your individual needs and more.

Options when insuring your home business

Insurance for a home based business might require a small business insurance policy since your homeowners might not adequately protect your operation.

View More Articles

I am a State Farm agent with over two decades of experience, my team is knowledgeable and customizes your experience with you and your family in mind. We help customers understand the risks they face and provide solution's tailored to their individual needs. We are proud to provide you with the hometown experience you deserve, when you call our office in Amherst you don't get a series of prompts, we take pride in answering your call. We shop, volunteer and support our community. Serving Lorain County, Wakeman, Spencer, Sullivan and New London. Please contact us for a comparison on your Auto, Farm, Home & Life Insurance needs.